Vishal Bharadwaj

  Market fluctuations are an inherent part of investing, driven by economic cycles, geopolitical events, corporate performance, and human psychology. Whether you’re a seasoned trader or a novice investor, the ups and downs of financial markets can evoke stress, uncertainty, or even opportunity. By understanding the causes of fluctuations, adopting strategic approaches, and leveraging practical tools, you can protect your portfolio and capitalize on market dynamics.  Understanding Market Fluctuations Market fluctuations refer to the short-term or long-term changes in asset prices, indices, or market sectors, often measured by volatility metrics like the CBOE Volatility Index (VIX). These fluctuations can range from minor daily swings to significant corrections (drops of 10% or more) or bear markets (declines of 20% or more). According to Morningstar, since 1871, the U.S. stock market has experienced 12 bear markets with declines over 20%, yet it has consistently recovered t...

  How to Invest in a Bear Market: A Comprehensive Guide for Indian Investors A bear market, defined by a sustained decline of 20% or more in stock indices like the BSE Sensex or NSE Nifty 50, can be daunting for Indian investors. However, these periods of pessimism offer unique opportunities to acquire quality stocks at discounted valuations, setting the stage for substantial long-term wealth creation. Drawing from historical data, expert strategies, and practical tools, it empowers investors to turn market downturns into opportunities for growth. Understanding Bear Markets in India In the Indian context, a bear market occurs when major indices like the Sensex or Nifty 50 fall 20% or more from their recent highs, often accompanied by economic slowdowns, policy changes, or global shocks. According to BSE data, India has experienced several bear markets since the 1990s, including the 2008-2009 global financial crisis (Sensex fell 59% from 20,873 to 8,509) and the 2020 COVID-19 ...